![]() You may have already made a start with saving. Let us know how much you have saved already You should select an amount to save that still leaves you with a buffer for unexpected monthly costs, so your saving amount stays protected.ģ. This could include set things like rent and bills, as well as outgoings that can vary such as food shopping. To work this out you need to consider any outgoings you are currently paying. Tell us how much you can save towards your new homeĮnter the amount of money you can comfortably save each month. Putting down a larger deposit can be more economical, as your mortgage rate will be lower, but a smaller deposit, along with a buying scheme may get you on the ladder quicker.Ģ. ![]() Deposits are normally between 5% and 20% of the total house price. We will be more than happy to assist you.Enter the amount of money you’d like to save towards your house deposit. If you have any queries please share in the comment section below. We thank our readers for liking, sharing and following us on different social media platforms. This savings goal tracker will help you easily plan your savings, make you debt-free and give you financial freedom. It display the amount each of your saving goals has reached in graphical form. We have created a column graph that will display the progress of your savings goal. Soon after the disbursement, record them in this section. It is recommended that this step should be taken before spending.ĭisburse the amount to respective accounts so that you can have a check anytime you want. Important Note: Make sure you spend in limit so that you have enough money to save for your goals. Saving Goal TrackerĪfter planning, earning and spending, its time to save. ![]() Usually, this does not happen, but just given for an example. It means that month you have spent more than your income. As you can see in the image, the first month shows the amount in red. It displays the difference between income and expenses. Lastly, a row displaying the difference amount is given. It includes grocery, fuel, utility bills, telephone, EMI’s, credit card payments, etc. You have to record each expense made by you during the month. This helps you to keep an eye on your expenses and further helps you to curb the unnecessary expenses. The expense register records your monthly expenses of each month. In the end, the monthly totals and line total are given for your ready reference. Insert or change the heads according to your needs. Insert every amount month-wise from Jan to Dec. In this section, insert the income from all sources such as salary, external projects, interest income, rent, etc. You need to only enter the monthly amount and it will automatically multiply it with 12 for getting the yearly amount. There are two columns for each head one is monthly and another is yearly. It is better to save first and then spend what is left behind rather than saving what is left behind after spending. Insert the desired amount against the respected column. You can plan a monthly amount for each purpose and a yearly average of savings that you want to make. The saving planner consists of the purpose of savings such as long term, holidays, mortgage, purchase of a car, motorbike, etc. Contents of Saving Goal Tracker Excel Template Let us discuss the contents of the template in detail. You can download other financial analysis templates like Credit Card Payoff Calculator, Savings Goal Tracker, Income Tax Calculator FY 2018-19 and Loan Amortization Template. Click here to Download All Personal Finance Excel Templates for ₹299. We have created a simple and easy Saving Goal Tracker Template to manage your income-expenses, plan your savings goals and track the progress of your saving goals.Ĭlick here to download Savings Goal Tracker Excel Template.
0 Comments
Leave a Reply. |